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We are a specialized regional mortgage lender with offices in Benton Harbor, MI. We are one of the largest originators of Government loans in South West Michigan. Our Main office has been located in the twin cities for 10 years, with our current location at 1211 E. Napier Ave., Suite 2, Benton Harbor, MI 49022. 1-800-968-7375. Contact an employee for further information about fees and terms.”


Government Loans

FHA– Federal Housing Administration (Department of Housing and Urban Development)
Low down-payment, low interest rates, and low PMI make these especially good for the first time homebuyer

VA – Veterans Administration (Veteran Affairs)
Up to 100% financing, based on VA Certificate of Eligibility (DD-214)

RD – Rural Development (Department of Agriculture)
Up to 102%, including closing costs, if appraised value is high enough. Covers very specific regions.

Conventional Loans

*Good credit history and scores
*Good reserve funds (ie: 401K, bank accounts, stocks, etc.)
*Verifiable income
*Lower debt to income ratio

*Down payment of 5% and up
*Credit issues/problems
*Bankruptcy discharged over 2 years


MCC- Michigan Mortgage Credit Certificate Program
Provides an additional tax credit on income taxes for lower income buyers. Consult a tax advisor for more information.
*Based solely on income, and mortgage amount
*Gift Programs
*We do manual underwrites


Down payment and other terms shown are for informational purposes only and not intended as an
advertisement or commitment to lend. Not all borrowers will qualify; contact us for an exact quote

1211 E. Napier, Suite 2  -  Benton Harbor, MI 49022  -  v: 269.926.8966  -  f: 269.926.0905
Best Home Financial Lender ID: 110139
a division of AmeriFirst Financial Corporation

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